A realistic plan for the post-skilled window has three pieces.

1. Understand what your parent can and cannot do unsupervised

Sit down with your parent, and ideally with the skilled team before they discharge, and work through these questions:

Can they safely shower alone? Can they safely step over the tub edge?
Can they reliably cook a hot meal without forgetting the burner?
Can they get up from the toilet and back to the bedroom on their own?
Can they handle a medication routine without getting confused?
Can they call for help if they fall?
Can they be trusted alone for 4 hours? For 8?

"Maybe" on any of these is a "no" for safety planning purposes.

2. Decide who fills the gap

Family rotation. One adult child takes Mondays and Thursdays, another takes Saturdays. Works well if the family is nearby, all able, and has flexibility.
Informal help. A neighbor, a friend from church, a cousin. Helpful for social visits, rarely enough on its own for actual caregiving.
Private-duty home care. A paid agency sending a trained aide on a regular schedule. This is what OnVerra Health does. It is not covered by Medicare in most cases.
Adult day programs. Your parent leaves the home for part of the day, gets meals and activities, comes home in the evening.
Relocation. Moving in with an adult child, or into assisted living. Usually the last option families want, sometimes the only realistic one.

Most plans end up being a mix. The shape isn't the point. The point is that someone is filling the gap intentionally, instead of everyone assuming someone else is.

3. Build in a safety check

Put a date on the calendar, roughly six weeks after the skilled team discharges, to have a family check-in. How is the plan holding up? Adjustments are normal. Waiting a year to revisit the plan is not.